Retiring from Canada
Retiring in the Philippines from Canada
Canada has one of the largest Filipino communities in the world, and many families look for care for a parent back home. Canadian retirees also choose the Philippines. This guide explains your pensions and health cover when you live here, and what care at Bambu Harmony Living in Tanauan City, Batangas costs in Canadian dollars.
OAS and CPP in the Philippines
You can receive Old Age Security while you live abroad if you lived in Canada for at least 20 years after age 18. If you have less, the Canada–Philippines social security agreement, in force since 1997, lets periods credited under the Philippine pension system count toward those 20 years. Without either, OAS can only be paid outside Canada for up to 6 months.
The agreement also works the other way: periods of Canada Pension Plan contributions and of residence in Canada can count toward a Philippine SSS or GSIS pension. Service Canada lists the forms for the Philippines on its website.
Provincial health cover
Provincial and territorial health plans are for residents. When you move abroad for good, you generally lose that coverage. Check your province’s rules before you leave, and plan for health insurance that covers you in the Philippines.
For Filipino-Canadian families
If you are arranging care for a parent in the Philippines, you can start with our free care assessment online from Canada, then talk to a care advisor by phone or email and visit when you are home.
Getting here from Canada
Philippine Airlines flies nonstop to Manila from Vancouver and Toronto. Bambu Harmony Living is about 1.5 to 2 hours by car from Manila’s NAIA airport.
You can read more about the drive from the airport and the hospitals near us.
What care at Bambu Harmony Living costs
We offer Independent Living, Assisted Living and Specialized Memory Care, with 24/7 resident support. Monthly rates start at:
- Independent Living: ₱95,000 (about C$2,150)
- Assisted Living: ₱110,000 (about C$2,450)
Converted at the exchange rate of 16 October 2026. Your final rate depends on your care level.
For your estimated care level, start with the free care assessment on the contact page. See also how our costs compare and our guide to the SRRV retirement visa.
Questions
Questions from Canada
- Can I receive Old Age Security while living in the Philippines?
- Yes, if you lived in Canada for at least 20 years after age 18. If you have less, the Canada–Philippines social security agreement can count periods credited under the Philippine pension system toward those 20 years. Otherwise OAS is paid outside Canada for up to 6 months only.
- Does my provincial health plan cover me in the Philippines?
- Generally not once you move abroad for good, because provincial and territorial plans are for residents. Check your province’s rules and plan for health insurance that covers you in the Philippines.
- How much does Bambu Harmony Living cost in Canadian dollars?
- Independent Living starts at ₱95,000 a month (about C$2,150) and Assisted Living at ₱110,000 a month (about C$2,450). These are starting rates; your final rate depends on your care level.
Rules change. We checked these facts in October 2026 against the official sources below. Check with the agency before you move.
Take the First Step
Come Experience Bambu Harmony Living
The best way to discover what makes our community special is to experience it firsthand. Visit us, explore our thoughtfully designed spaces, and see how every day is lived with comfort, connection, and peace of mind.